Steps to Select the Top Credit Cards for Your Spending Habits

Steps to Select the Top Credit Cards for Your Spending Habits

Blog Article

How to Choose the Most Suitable Credit Cards for Your Lifestyle

Understanding the credit card rewards options can be confusing with so many alternatives available, each offering different rewards, incentives, and perks. We have streamlined the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.



**Understanding Your Spending Habits**

The first step is to analyze your monthly expenses across different categories such as:
How to Get Your Credit Card Annual Fee Waived: A Step-by-Step Guide

- Online
- Wireless transactions
- Food and beverage expenses
- Overseas spending
- General Spend

This information helps us gain insight into your spending patterns and identify the best set of credit cards based on your spend.

===

**Tailored Credit Card Recommendations**

Next, our AI-driven platform compares your spending patterns with our database of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.

We keep a current repository of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Sign-up Bonuses.

We also offer options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.

===
Nikko AM STI ETF vs SPY/VOO: Which ETF is Better for Young Singaporean Investors?

**Dynamic Tracking and Advice**

Since offers and conditions can change over time, our platform continuously updates its recommendations based on your expenses and informs you of changes to your selection to enhance your benefit accrual. This dynamic approach ensures you always have the optimal selection to achieve the highest returns.

===